The Long-Term Impact Of Demonetization On Investment Patterns And Financial Inclusion Through Indian Postal Saving Schemes

Abstract

This research investigates the long-term impact of demonetization on investment patterns and financial inclusion through Indian Postal Saving Schemes. Utilizing a structured Likert scale questionnaire distributed to 300 respondents, the study examines shifts in investment preferences, perceptions of reliability, and the role of accessibility. Results indicate a significant shift towards postal savings due to demonetization, highlighting their increased popularity and reliability. The findings also reveal that these schemes have enhanced financial inclusion by providing a secure and accessible savings option. This research underscores the effectiveness of Indian Postal Saving Schemes in fostering financial stability during economic disruptions.