A Comprehensive Examination Of Cryptocurrency Knowledge, Perceptions, Adoption, And Cybersecurity Challenges: Insight From University Jordan Students

Abstract

In the middle of the ongoing technological revolution reshaping economic, financial, and banking landscapes, new types of currency suited for our digital age are emerging. These include encrypted virtual currencies seeking to establish a foothold in our modern world, influenced by various financial, commercial, economic, and pandemic-driven shifts. However, these currencies come with challenges and risks, such as potential use for illegal activities like money laundering and regulation uncertainties, which can affect economies and financial systems. Different attitudes toward cryptocurrencies have emerged over the last decade; some see the potential in technologies like Blockchain, while others worry about criminal misuse and evasions of responsibilities like taxes. Understanding how students perceive and engage with digital currencies becomes critical in light of these varied perspectives. By investigating these aspects, we can gain invaluable insights into the security threats and the potential advantages of this evolving technology. This study thoroughly analyzes students' awareness, attitudes, and behaviors concerning digital currencies at the University of Jordan, contributing to understanding this demographics' digital currency landscape.