“RELIANCE ON FINANCIAL RATIOS DERIVATIVE BY OPERATING CASH FLOW LIST IN PREDICTING FINANCIAL FAILURE DURING THE CORONAVIRUS (COVID-19) PANDEMIC”. Journal of Namibian Studies : History Politics Culture 34 (June 19, 2023): 6922–6935. Accessed November 6, 2025. https://namibian-studies.com/index.php/JNS/article/view/2843.