“Financial Planning Knowledge, Financial Planning Behavior, and Adequacy of Retirement Savings: Evidence from Personnel at Prince of Songkla University, Hatyai Campus”. Journal of Namibian Studies : History Politics Culture 34 (June 19, 2023): 2975–2989. Accessed May 30, 2025. https://namibian-studies.com/index.php/JNS/article/view/1670.