Consumer Perceptions On Digital Payments And Digital Payment Apps – An Exploratory Survey. Journal of Namibian Studies : History Politics Culture, [S. l.], v. 40, p. 1–9, 2024. DOI: 10.59670/r4a6pe09. Disponível em: https://namibian-studies.com/index.php/JNS/article/view/5802. Acesso em: 31 oct. 2025.