Digital Payment Methods: Challenges And Opportunities. Journal of Namibian Studies : History Politics Culture, [S. l.], v. 37, p. 367–376, 2023. DOI: 10.59670/jns.v37i.5395. Disponível em: https://namibian-studies.com/index.php/JNS/article/view/5395. Acesso em: 20 nov. 2025.